Why am I receiving two copies of the same contract when I process an Equitrust contract?

Equitrust requires separate contract packages for each product line requested.  Rather than having to process the contract multiple times to satisfy the carrier requirements, we've adjusted the forms to include a full set for each product line.

If your producer is requesting BOTH Fixed Life and Fixed Annuities,  then you'll receive two full sets of forms bundled in the same merged file according to the carrier's requirements.